Banking built for students
Zero fees. Great rates. Real tools to help you manage your money and build credit while you're in school — and beyond.
Bellwick Student Checking
A full-featured checking account with no fees, no minimums, and all the digital tools you need. Get paid early, send money with Zelle, and access 35,000+ fee-free ATMs.
Open Student CheckingWhat's Included
- ✓$0 monthly maintenance fee
- ✓No minimum balance required
- ✓Free Bellwick debit card with contactless pay
- ✓Full mobile & online banking access
- ✓35,000+ fee-free ATMs nationwide
- ✓Early direct deposit — up to 2 days early
- ✓Zelle for instant money transfers
- ✓Overdraft protection options
- ✓Free cashier's checks (up to 4 per month)
- ✓No Bellwick ATM fees
What's Included
- ✓4.00% Annual Percentage Yield (APY)
- ✓No minimum balance to open or maintain
- ✓No monthly maintenance fee
- ✓Automatic savings — round up purchases to the nearest dollar
- ✓Set recurring transfers from checking
- ✓FDIC insured up to $250,000
- ✓Easy goal tracking in the Bellwick app
- ✓Unlimited transfers to/from Bellwick checking
Bellwick Student Savings
Start building your savings habit with a competitive rate and no minimums. Round up everyday purchases, set automatic transfers, and watch your money grow.
Open Student SavingsBellwick Student Rewards
Build your credit history the right way. Earn unlimited 1.5% cash back on every purchase with no annual fee, plus a $200 welcome bonus. Track your FICO Score right in the app.
Apply for Student RewardsCard Benefits
- ✓1.5% unlimited cash back on all purchases
- ✓$0 annual fee
- ✓Build credit history with responsible use
- ✓Free FICO Score tracking in the Bellwick app
- ✓No foreign transaction fees
- ✓$200 welcome bonus after spending $500 in 3 months
- ✓AutoPay and flexible payment options
- ✓Fraud protection with zero liability
Financial Literacy Resources
We believe financial education is as important as a good interest rate. Access free guides, tools, and workshops to build your money skills.
Budgeting 101
Learn the fundamentals of creating and sticking to a budget. Track income, expenses, and savings goals with practical templates and tools.
Understanding Credit
How credit scores work, what affects your score, and proven strategies for building strong credit history while you're in school.
Student Loan Basics
Federal vs. private loans, interest rates, repayment plans, and strategies for managing student debt before and after graduation.
Saving for the Future
Emergency funds, compound interest, and early investing concepts. Learn why starting to save in your 20s gives you a massive advantage.
Eligibility Requirements
Bellwick Student Banking products are available to students who meet the following criteria.
To Qualify, You Must Be
- ✓Between 17 and 24 years old
- ✓Enrolled in an accredited college, university, or trade school (or enrolling within 6 months)
- ✓A U.S. citizen or permanent resident with a valid Social Security number
What You'll Need to Apply
- •Valid student ID or enrollment verification
- •Government-issued photo ID (driver's license or passport)
- •Social Security number
- •Parental co-signer required for applicants under 18
Student account benefits remain active for up to 5 years or until age 25, whichever comes first. Accounts automatically convert to Bellwick Essential Checking and High-Yield Savings after the student period ends.
Start your financial future today
Open a Bellwick Student account in minutes. No fees, no minimums, no hassle.