Lending made simple, rates made competitive
From your first home to your next car, Bellwick National Bank offers straightforward lending with transparent rates and a team that guides you every step of the way.
Mortgage Rates
Lock in your rate today. Bellwick offers conventional, FHA, VA, and jumbo mortgage options with local underwriting and fast closings.
| Product | Rate | APR | Est. Payment |
|---|---|---|---|
| 30-Year Fixed | 6.25% | 6.33% | $6.16 per $1K |
| 15-Year Fixed | 5.625% | 5.72% | $8.24 per $1K |
| 5/1 ARM | 5.875% | 6.41% | $5.92 per $1K |
| FHA 30-Year | 6.00% | 6.85% | $6.00 per $1K |
| VA 30-Year | 5.75% | 5.90% | $5.84 per $1K |
| Jumbo 30-Year | 6.50% | 6.55% | $6.32 per $1K |
Home Equity
Tap into your home's value for renovations, debt consolidation, or major expenses.
Home Equity Line of Credit (HELOC)
Variable APR
- ✓Borrow up to 85% of your home equity
- ✓10-year draw period, 20-year repayment
- ✓Interest-only payments during draw period
- ✓No closing costs on lines up to $500K
- ✓Access funds via checks, transfers, or debit card
Home Equity Loan
Fixed APR
- ✓Lump sum with fixed monthly payments
- ✓Terms from 5 to 30 years
- ✓Borrow $25,000 to $500,000
- ✓No application or origination fees
- ✓Predictable payments for the life of the loan
Auto Loans
Get behind the wheel with low rates and flexible terms. Apply online and get a decision in minutes.
New Auto Loan
5.29%
5.29% APR
Up to 84 months
Finance up to 100% of the purchase price. Rate discount of 0.25% with auto-pay from a Bellwick checking account.
Apply NowUsed Auto Loan
5.99%
5.99% APR
Up to 72 months
Vehicles up to 7 model years old. Competitive rates with flexible down payment options.
Apply NowAuto Refinance
5.49%
5.49% APR
Up to 72 months
Lower your monthly payment or reduce your interest rate. No application fee to refinance with Bellwick.
Apply NowPersonal Loans
Fixed-rate personal loans for debt consolidation, home improvement, medical expenses, and more.
7.99%
APR as low as
$50,000
Borrow up to
60
Month terms
- ✓ Fixed monthly payments
- ✓ No origination fee
- ✓ No prepayment penalty
- ✓ Funds in 1-3 business days
- ✓ Borrow $2,500 to $50,000
- ✓ 12 to 60 month terms
Ready to get started?
Apply online, call us at +1 (202) 555-0350, or visit any Bellwick branch in the greater Washington, DC area.
All rates shown are as of April 14, 2026. Rates are subject to change without notice. Your actual rate will depend on creditworthiness, loan amount, term, and other factors. NMLS #271054.