The right card for every wallet
Earn rewards on the things you already buy. Bellwick credit cards offer cash back, travel points, and low rates — with no hidden fees.
Bellwick Cash Rewards
Maximize everyday spending
3%
Dining
2%
Groceries
1%
Everything Else
Earn $200 cash bonus after spending $1,000 in the first 90 days
Annual Fee
$0
Regular APR
18.99% variable APR
- ✓No annual fee — ever
- ✓Cash back never expires
- ✓Redeem for statement credit, direct deposit, or gift cards
- ✓Free FICO score on monthly statements
- ✓Contactless tap-to-pay
- ✓Zero liability fraud protection
Best Value
Bellwick Travel Elite
Built for the frequent traveler
3x
Travel
2x
Dining
1x
Everything Else
Earn 60,000 bonus points after spending $4,000 in the first 90 days
Annual Fee
$95/year
Regular APR
19.99% variable APR
- ✓$250 annual travel credit
- ✓No foreign transaction fees
- ✓TSA PreCheck or Global Entry credit
- ✓Trip cancellation & interruption insurance
- ✓Complimentary airport lounge access
- ✓Transfer points to 12+ airline & hotel partners
Bellwick Platinum
Simple rewards, low rates
1.5%
All Purchases
0% intro APR for 15 months on purchases and balance transfers
Annual Fee
$0
Regular APR
16.49% variable APR
- ✓No annual fee
- ✓0% intro APR for 15 months
- ✓Unlimited 1.5% cash back on every purchase
- ✓3% balance transfer fee (min $5)
- ✓Free employee cards at no extra cost
- ✓Cell phone protection when you pay your bill with this card
Bellwick Business Rewards
Designed for business owners
3%
Office Supplies
2%
Gas Stations
1%
Everything Else
Earn 50,000 bonus points after spending $3,000 in the first 90 days
Annual Fee
$0 first year, then $49/year
Regular APR
17.99% variable APR
- ✓No annual fee the first year
- ✓Quarterly and annual spending reports
- ✓Free employee cards with spending controls
- ✓Integrates with QuickBooks & Xero
- ✓Extended warranty on business purchases
- ✓Year-end summary for tax preparation
Quick Comparison
| Card | Top Reward | Annual Fee | Regular APR | Best For |
|---|---|---|---|---|
| Cash Rewards | 3% dining | $0 | 18.99% | Everyday spending |
| Travel Elite | 3x travel | $95 | 19.99% | Frequent travelers |
| Platinum | 1.5% all | $0 | 16.49% | Low rate + simplicity |
| Business Rewards | 3% office | $0/$49 | 17.99% | Small businesses |
Find your perfect card
Not sure which card is right for you? Take our 60-second quiz or speak with a Bellwick advisor.