Banking solutions built for every stage of your business
Whether you are launching a startup or scaling an enterprise, Bellwick National Bank provides the accounts, lending, and treasury services your business needs to thrive.
Business Checking
Every business checking account includes online banking, mobile deposit, and a dedicated business support line.
Bellwick Business Basic
- ✓200 free transactions per month
- ✓$0.25 per additional transaction
- ✓Free business debit card
- ✓Mobile deposit & online banking
- ✓Free incoming domestic wires
- ✓Basic reporting & account alerts
Bellwick Business Plus
Waived with $10,000 average daily balance
- ✓500 free transactions per month
- ✓Treasury management access
- ✓Positive pay & ACH fraud filters
- ✓Two free employee debit cards
- ✓Same-day ACH processing
- ✓Integrated invoicing tools
Bellwick Business Premium
Waived with $50,000 average daily balance
- ✓Unlimited transactions
- ✓Dedicated relationship manager
- ✓Full treasury & cash management suite
- ✓Unlimited employee debit cards
- ✓Earnings credit on collected balances
- ✓Custom API integrations & reporting
Business Lending
Competitive rates and local decision-making. Most loan decisions within 5 business days.
SBA Loans
from 7.50%SBA 7(a) and 504 loans for business acquisition, expansion, and working capital. Bellwick is a preferred SBA lender with streamlined approval.
Up to $5M | 10-25 year terms
Commercial Real Estate
from 6.75%Finance owner-occupied or investment commercial properties. Competitive rates with flexible amortization schedules.
Up to $15M | 5-25 year terms
Business Lines of Credit
from 8.25%Revolving credit for cash flow management, inventory, and short-term operational needs. Draw only what you need.
$25K-$500K | Revolving
Equipment Financing
from 6.95%Purchase or lease vehicles, machinery, technology, and other business equipment with fixed monthly payments.
Up to $2M | 2-7 year terms
Treasury & Merchant Services
Streamline operations, protect against fraud, and accelerate cash flow with Bellwick's suite of commercial services.
Cash Management
Optimize liquidity with automated sweeps, zero-balance accounts, and real-time cash positioning.
ACH & Wire Transfers
Originate payroll, vendor payments, and collections via ACH. Same-day and international wire capabilities.
Positive Pay
Protect against check and ACH fraud with automated verification of every item presented to your account.
Merchant Services
Accept credit cards, debit cards, and contactless payments in-store and online with competitive processing rates.
Remote Deposit
Deposit checks from your office with a desktop scanner or mobile device. No trips to the branch.
Lockbox Services
Accelerate receivables with automated payment processing and same-day ledger credit for incoming checks.
Let's grow your business together
Schedule a consultation with a Bellwick business banker to find the right solutions for your company.