Banking that works as hard as you do
From everyday checking to high-yield savings, Bellwick National Bank gives you the tools and rates to reach your financial goals — with no surprises.
Checking Accounts
Choose the checking account that fits your life. Every tier includes mobile banking, bill pay, and Zelle.
Bellwick Essential Checking
- ✓No monthly maintenance fee
- ✓No minimum balance required
- ✓Free Bellwick debit card
- ✓Mobile & online banking
- ✓35,000+ fee-free ATMs nationwide
- ✓Early direct deposit up to 2 days
Bellwick Premier Checking
Waived with $5,000 average daily balance
- ✓0.40% APY on all balances
- ✓Free standard checks
- ✓No foreign transaction fees
- ✓Preferred rates on loans & CDs
- ✓Free cashier's checks & money orders
- ✓Identity theft protection included
Bellwick Private Client Checking
Requires $75,000+ in qualifying Bellwick assets
- ✓0.85% APY on balances of $25,000+
- ✓Unlimited domestic & international wires
- ✓Dedicated personal banker
- ✓Airport lounge access program
- ✓No fees on any Bellwick service
- ✓Priority customer service line
Savings & CDs
Grow your money with competitive rates. All accounts are FDIC insured up to $250,000.
| Product | APY | Minimum to Open | Term |
|---|---|---|---|
| High-Yield Savings | 4.65% | $0 | — |
| Money Market | 4.30% | $2,500 | — |
| 6-Month CD | 4.75% | $1,000 | 6 months |
| 12-Month CD | 4.95% | $1,000 | 12 months |
| 24-Month CD | 4.55% | $1,000 | 24 months |
| 60-Month CD | 4.10% | $5,000 | 60 months |
APYs accurate as of April 14, 2026. Rates may change after account opening. Fees could reduce earnings. Early withdrawal penalties apply to CDs.
Banking Tools
Every Bellwick personal account comes with powerful digital tools to simplify your financial life.
Mobile Banking
Deposit checks, transfer funds, pay bills, and manage your accounts from anywhere with the Bellwick mobile app.
Security & Fraud Alerts
Real-time notifications for suspicious activity, card locks, and customizable transaction alerts to keep your money safe.
Free Debit Card
Contactless-enabled Visa debit card with zero liability protection and access to 35,000+ fee-free ATMs.
Early Direct Deposit
Get paid up to two days early when you set up direct deposit with your Bellwick checking account.
Automatic Savings
Set recurring transfers or round up every purchase to the nearest dollar and sweep the difference into savings.
Overdraft Protection
Link your savings or credit line to avoid overdraft fees and declined transactions. Peace of mind, built in.
Open your account in minutes
Apply online in under 10 minutes. No branch visit required. Your new Bellwick account could be ready today.