Community
Invested in the communities we serve
Since our founding in 1952, Bellwick National has believed that a bank's health is inseparable from the health of the communities it serves. In 2025 alone, we committed $185 million in community development loans, $14 million in nonprofit grants, and over 95,000 employee volunteer hours across 32 states.
$185M
Community Development Loans
$14M
Nonprofit Grants
95,000+
Volunteer Hours
120+
Community Partners
2025 community impact
Four flagship programs drive our community investment strategy, each designed to create measurable, lasting impact in the neighborhoods we serve.
$185M
Community Development Lending
Bellwick National provides below-market-rate loans for affordable housing construction, rehabilitation, and preservation. In 2025, we financed 2,400+ affordable housing units across 32 states through CRA-qualifying loans and low-income housing tax credit investments. Our Community Development team works directly with developers, housing authorities, and nonprofit sponsors to structure financing that makes projects viable.
$8.5M awarded
Small Business Grants
The Bellwick Small Business Grant Program provides $10,000-$50,000 grants to minority-owned, women-owned, and veteran-owned small businesses in low-to-moderate income communities. Since 2018, we have awarded over $42 million to 1,200+ small businesses. Grant recipients also receive 12 months of mentorship from Bellwick commercial bankers and access to our small business resource library.
32,000 students
Financial Literacy Program
Our banker-volunteers taught financial literacy workshops in 240+ schools across 32 states in 2025. The curriculum covers budgeting, saving, credit, student loans, and basic investing — tailored for middle school, high school, and college audiences. Free one-on-one financial coaching is available at every Bellwick branch for customers and non-customers alike.
95,000+ hours
Employee Volunteer Program
Every full-time Bellwick employee receives 32 hours of paid volunteer time annually. Teams organize Habitat for Humanity builds, food bank drives, financial literacy workshops, and mentorship programs. In 2025, our 6,200 employees contributed over 95,000 volunteer hours to community organizations, equivalent to $3.4 million in donated labor.
“Harold Bellwick used to say that a bank's true balance sheet isn't measured in dollars alone — it's measured in the strength of the neighborhoods it serves. Every loan we make to an affordable housing project, every grant to a small business, every hour our people volunteer — that's the return on investment that matters most.”
Margaret Holloway
CEO, Bellwick National Bank
Featured partners
We work with 120+ community organizations across 32 states. Here are some of our longest-standing partnerships.
Capital Area Food Bank
Food security and hunger relief in the DC metro area.
Habitat for Humanity — National Capital
Affordable homeownership through volunteer-built housing.
Junior Achievement USA
Financial literacy, entrepreneurship, and work readiness for young people.
National Urban League
Economic empowerment and civil rights advocacy.
Local Initiatives Support Corporation
Community development financing and technical assistance.
United Way — National Capital Area
Education, financial stability, and health in the Greater Washington region.
Community Reinvestment Act
Bellwick National has received an “Outstanding” CRA rating from the OCC for four consecutive examination cycles. We exceed regulatory expectations in lending, investment, and service to low-and-moderate-income communities in every assessment area we serve.
Partner with us
If your nonprofit or community organization is working on affordable housing, financial literacy, workforce development, or small business support, we'd like to hear from you.
Contact Community Development