Products & Services
Everything Bellwick National Bank offers — personal accounts, business solutions, lending, credit cards, wealth management, and digital tools — all in one place.
Personal Accounts
Learn More →| Account | Monthly Fee | Annual Cost | Highlights |
|---|---|---|---|
| Bellwick Essential Checking | $0/mo | $0/yr | No minimum balance, free debit card, 35,000+ ATMs |
| Bellwick Premier Checking | $20/mo | $240/yr | Waived at $5K balance | 0.40% APY, no foreign TX fees |
| Bellwick Private Client Checking | $0/mo | $0/yr | Requires $75K+ assets | 0.85% APY, personal banker, lounge access |
| High-Yield Savings | $0/mo | $0/yr | 4.65% APY, no minimum, FDIC insured |
| Money Market | $0/mo | $0/yr | 4.30% APY, $2,500 minimum to open |
| Certificates of Deposit | N/A | N/A | 4.10%-4.95% APY | 6 to 60 month terms | $1K-$5K minimum |
Business Accounts
Learn More →| Account | Monthly Fee | Annual Cost | Highlights |
|---|---|---|---|
| Bellwick Business Basic | $0/mo | $0/yr | 200 free transactions, mobile deposit, free debit card |
| Bellwick Business Plus | $30/mo | $360/yr | Waived at $10K | 500 transactions, treasury access, ACH fraud filters |
| Bellwick Business Premium | $75/mo | $900/yr | Waived at $50K | Unlimited transactions, dedicated RM, API integrations |
Lending Products
Learn More →30-Year Fixed Mortgage
6.25%
15-Year Fixed Mortgage
5.625%
5/1 ARM
5.875%
FHA 30-Year
6.00%
VA 30-Year
5.75%
Jumbo 30-Year
6.50%
HELOC
from 7.25%
Home Equity Loan
from 6.875%
New Auto Loan
5.29%
Used Auto Loan
5.99%
Auto Refinance
5.49%
Personal Loan
from 7.99%
SBA Loans
from 7.50%
Commercial Real Estate
from 6.75%
Business Line of Credit
from 8.25%
Equipment Financing
from 6.95%
Credit Cards
Learn More →Bellwick Cash Rewards
$0 annual fee3% dining, 2% groceries, 1% everything | 18.99% APR
Bellwick Travel Elite
$95/yr3x travel, 2x dining, 1x everything | $250 travel credit | 19.99% APR
Bellwick Platinum
$0 annual fee1.5% unlimited cash back | 0% intro 15 months | 16.49% APR
Bellwick Business Rewards
$0 first year, then $49/yr3% office supplies, 2% gas, 1% everything | 17.99% APR
Wealth Management
Learn More →Wealth Advisory
$250,000
Financial planning, investment management, retirement planning
Private Banking
$1,000,000
Dedicated banker, custom lending, fee waivers, priority service
Family Office Services
$10,000,000
Multi-generational planning, consolidated reporting, lifestyle management
Digital Banking Features
Included free with every Bellwick personal and business account. No extra charges, no premium tiers — just powerful tools to manage your money.
Mobile Banking App (iOS & Android)
Free
Online Banking & Bill Pay
Free
Zelle Payments
Free
Mobile Check Deposit
Free
Real-Time Fraud Alerts
Free
Early Direct Deposit
Free
Automatic Savings Rules
Free
Overdraft Protection
Free
Free FICO Score
Free
Digital Card Controls
Free
Not sure where to start?
Talk to a Bellwick banker. We will help you find the right combination of accounts, cards, and services for your financial goals.
Bellwick National Bank. Member FDIC. Equal Housing Lender. NMLS #123456. Rates effective April 14, 2026.